Budgeting & Planning

Smart money management for the self-employed. Learn how much to set aside, how to price your work, and keep your finances organised.

Quarterly tax check-ins: a simple routine to avoid a surprise bill

Build a 15-minute quarterly habit that keeps your self-employed finances on track. Know your numbers, set aside the right amount, and never be caught off guard by your tax bill.

Updated 2025-12-17

Pricing jobs as self-employed: how to factor in tax so you don't get caught out

Learn how to price your work as a UK sole trader so you actually keep what you expect. Includes a simple formula and real examples.

Updated 2025-12-14

Do you need a separate bank account as a sole trader? Pros, cons, and a simple setup

Should you open a business bank account as a sole trader? Learn the practical benefits, legal position, and how to set up a simple system.

Updated 2025-12-14

How much tax should you set aside as self-employed in the UK?

A practical guide to calculating how much of your self-employed income to save for tax and National Insurance. Includes examples, tips, and a monthly routine.

Updated 2025-12-14

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